Secrets Your Insurance Adjuster Won’t Tell You. One of personal injury victims’ most significant mistakes is assuming that the insurance company will be fair.

Despite what you may think, insurance companies are not on your side. We are here to tell you that they are not concerned with fairness and do not have your best interest at heart.

  1. They will act friendly but do everything to cheat you out of your damages.
  2. They intend to use your answers against you later.
  3. They will have many excuses for not wanting to pay you.
  4. Even if the crash wasn’t your fault, they will blame you.
  5. They will try to convince you not to hire a lawyer. 
  6. Recommendations

1. They will act friendly but do everything to cheat you out of your damages.

Think about this. Since the insurance adjuster will act kind and be like one of your best friends, you will trust him and give some confidential information.  When you treat someone with kindness, it creates an atmosphere of trust and understanding. The reality is he’s friendly because he wants to get your information to try to cheat you out of your damages.  It’s important to be aware of the possibility that someone may be trying to take advantage of you.

Please don’t trust the insurance adjuster, he’s doing his job, and his job is to increase his company’s revenue.  It is important to remember that the insurance adjuster is not on your side. They are working for the insurance company and their job is to minimize the amount of money that the company pays out in claims.

Consequently, the adjuster may try to pressure you into accepting a settlement that is much lower than you deserve. This is why it is important to know your rights and understand the legal process. Knowing your rights and understanding the legal process can help you to make informed decisions and protect yourself from being taken advantage of.

Having a good understanding of the law can also help to ensure that you are not taken advantage of, as it can provide you with the knowledge to recognize when something is not in your best interest. By understanding the legal system, you can be better equipped to make informed decisions and protect yourself from being taken advantage of. It is important to have a basic understanding of the legal system, as it can be a complex and intimidating process. Knowing the basics of the legal system can help you navigate the system more effectively and efficiently.

Things not to say to an insurance adjuster

2. They intend to use your answers against you later.

As we told you before since the insurance adjuster acts friendly, you will think he’s your friend, and you will say to him confidential information. This can be a mistake, however, as insurance adjusters are not your friends.

They are trained to be friendly and to make you feel comfortable, the problem here is he is not your friend. And he is going to use your answers against you later, they are there to represent the insurance company, they are not there to represent you. For example, if you say that you weren’t hurt or are feeling good after the accident, the insurance adjuster will use that response against you and say you weren’t injured because of the accident.

Our team of experienced attorneys are dedicated to providing you with the best legal representation and advice. We understand that the legal process can be intimidating and overwhelming, so we strive to make it as easy and stress-free as possible.

At Ornelas and Serna our lawyers are knowledgeable and experienced in the law, and they are dedicated to providing clients with the best possible legal advice. We understand that navigating the legal system can be a difficult process, and we want to make sure that our clients feel comfortable and confident throughout the entire process. To that end, we strive to provide the best possible customer service.

Please don’t give much information to the insurance adjuster. You may need to talk to an attorney before.

3. They will have many excuses for not wanting to pay you.

Because they say they need authorization and to investigate more about your case, or you name it.

The truth is they can pay you, and they know that you deserve the payment. However, their job is to protect the insurance company’s interest; they will delay and block your fair settlement. This means they will try to pay out as little as possible, even if it is not what you deserve. They may try to deny your claim, or they may offer a settlement that is far less than what you are entitled to.

They may also attempt to use tactics such as intimidation or delay tactics to try and reduce the amount of money you are owed. They may even try to convince you that the amount they are offering is fair and reasonable, when in fact it is far below what you deserve. Don’t forget you can count on a Personal Injury attorney who will guide you through the process with no upfront payment.

Insurance company

4. Even if the crash wasn’t your fault, they will blame you. 

This is a common occurrence in the world of car accidents, and it can be incredibly frustrating. Think about this; the insurance adjuster knows how to handle cases like yours. He manages all kinds of accident cases daily, so it’s easier for him to blame you.

Even if you have evidence that you were not at fault, the other party may still try to blame you for the crash. This is especially true if the other driver is more experienced and has a better driving record than you. Even if you were not at fault, they may still attempt to shift the blame to you in an effort to avoid paying for the damages.

This is why it’s important to remain vigilant and take proactive steps to protect yourself in the event of an accident. For instance, if you are involved in a car accident, it’s important to take pictures of the scene and exchange insurance information with the other driver. Additionally, you should make sure to document all the details of the accident, such as the time, date, and location.

It is also important to note the weather conditions and any other factors that may have contributed to the accident. If there were any witnesses, it is important to interview them in order to gain a better understanding of what occurred. It is also important to consider the environment in which the accident took place.

Was the area well-lit? Was it a busy street with a lot of traffic? Was the weather pleasant or was it a dreary day? Were there people walking around or was the street deserted? Were there any shops or restaurants nearby? Was the street bustling with activity or was it eerily quiet?

Was there a sidewalk or was the street lined with dirt and gravel? Were there people walking around, or were the streets empty? If there were people, were they in a hurry, or did they take their time? Were there any stores or restaurants nearby, or were the streets lined

But don’t worry, even if the insurance adjuster said that was your fault, your Personal Injury Attorney will defend you with the same language and more experience than the insurance adjuster. You are not alone.

This accident was not my fault, but I am still suffering from some of the injuries. What can I expect from the careless driver’s insurance company?

The insurer of the other motorist may communicate with you. A claims adjuster may proffer recompense for your medical costs and lost wages with the expectation of immediately resolving the matter. Nonetheless, be cautious; as stipulated by law, you may be eligible to collect money for personal anguish and disruption in your way of life. At Ornelas and Serna, our attorneys can aide you in calculating the proper payment.

I was a passenger injured in an accident caused by a friend.  Is it possible to mend without incurring financial difficulty for my friend?

Yes. Even if a friend or family member caused your accident, you can usually be fully compensated. A claim can be made against the insurance company with nothing out of the pocket of your friend or family member, even though they caused the accident.

5. They will try to convince you not to hire a lawyer. 

This is a common tactic used by insurance companies to try to reduce the amount of money they have to pay out. They may tell you that a lawyer will only complicate the process and that it is not necessary to hire one. They may even suggest that the process can be done on your own, without the help of a professional. This may be true in some cases, but it is important to consider the potential benefits of hiring a professional.

When someone tries to take advantage of you, he will try to convince you that you don’t need legal help.

That is because knowledge is money. Since a lawyer knows your rights, an adjuster who pretends to take advantage of you won’t like the fact you hire one.  Hiring an attorney to represent you in a claim can be a smart move, as they are well-versed in the law and understand the nuances of the insurance industry.

With an attorney on your side, you can be confident that you are receiving the best possible advice and representation when it comes to navigating the complexities of the insurance industry. With so many different types of insurance policies available, it can be difficult to know which one is the right fit for your individual needs. That’s why it’s important to have a knowledgeable and experienced insurance professional on your side.

They can help you understand  the complexities of insurance policies, and how to make sure you are getting the best coverage for your needs. They can provide valuable advice on the different types of coverage available, such as liability, collision, and comprehensive. They can also explain the differences between these types of coverage and how they can be used to protect your vehicle and your finances.

Liability coverage is the most basic type of insurance and is typically required by law. It covers any costs associated with damage or injury you may cause to another person, including medical bills, lost wages, and property damage. This type of insurance is important to have in order to protect yourself financially in the event of an accident.

Without it, you could be held liable for any costs incurred by the other party, which could be financially devastating. It is important to make sure that your car insurance is up to date and covers any potential damages that could occur in the event of an accident. Not only should you make sure you have the right coverage, but you should also be aware of the different types of coverage available to you. Depending on the type of vehicle you own and the state you live in, you may be able to find coverage that is tailored to your specific needs.

African American Car Insurance Adjuster Inspecting Accident Claim

Some recommendations and statistics

  • Don’t sign blank documents because they can be used against you.
  • Don’t tell the insurance adjuster you don’t have some pain. Sometimes it could appear a couple of days after the accident, and the insurance adjuster can use it against you.
  • Insurance adjusters are not required to disclose the details of their decision-making process.
  • Don’t hesitate to hire an attorney; remember that you won’t pay until he wins for you.
  • Approximately 2 out of 3 insurance claims are denied by insurance companies in the United States. (67%)
  • Insurance adjusters are trained to look for any reason to deny a claim.
  • Contact Ornelas and Serna attorneys for a free case evaluation.

How to find us

Our office is conveniently located off N Riverside Dr. and only about 6 minutes away from the Espanola Downtown. If you are visiting from Albuquerque International Airport, the drive should take you about 90 min during normal traffic conditions.

Call us at 505-800-0000 or contact one of our lawyers online For a free review of your case